Privacy Policy

At FINOMINE FINANCIAL SERVICES PRIVATE LIMITED , your privacy is our top priority. This Privacy Policy outlines how we collect, use, store, and protect your personal and financial information when you apply for or avail a loan against mutual funds through our platform or services.

1. Information We Collect

When you apply for a loan against mutual funds, we may collect the following information:

  1. Personal Details: Name, address, date of birth, PAN, Aadhaar, contact number, and email ID.
  2. Financial Information: Bank account details, income documents, mutual fund holdings, credit score, and KYC data.
  3. Mutual Fund Details: Portfolio holdings, folio numbers, fund house information, and lien confirmation.
  4. Usage Data: Information about how you interact with our digital platforms, including device details and IP address.
2. How We Use Your Information

We use your information for the following purposes:

  1. To verify your identity and assess your loan eligibility.
  2. To process your loan application and facilitate lien marking on mutual fund units.
  3. To communicate updates related to your loan.
  4. To comply with legal and regulatory requirements.
  5. To improve our services, customer experience, and internal operations.
3. Sharing of Information

We may share your information with:

  1. Regulatory authorities, credit bureaus, and mutual fund houses as required.
  2. Our service partners, technology providers, and banks/NBFCs involved in loan processing and disbursal.
  3. Third parties only when required by law, legal process, or to protect our legal rights.
  4. We ensure that all third parties are bound by strict confidentiality obligations.
4. Data Protection and Security

We implement appropriate security measures, including encryption and secure servers, to safeguard your personal and financial information from unauthorized access, alteration, or disclosure.

5. Your Rights

You have the right to:

  1. Access and review the information we hold about you.
  2. Request corrections to any inaccuracies.
  3. Withdraw consent (subject to regulatory requirements and impact on loan services).
6. Retention of Data

We retain your data for as long as necessary to fulfill the purpose for which it was collected and as required under applicable laws and regulations.

7. Policy Updates

We may update this Privacy Policy from time to time. Any changes will be communicated on our website or via email. Continued use of our services constitutes your acceptance of the updated policy.

8. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact:

FINOMINE FINANCIAL SERVICES PRIVATE LIMITED
Email: connect@finominefinserv.com
Phone: 9732293422
Address: Hatudewan katwa Road,Burdwan-713101